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QualityPro Qualifications

QUALIFICATION 1:7 - BUSINESS OPERATIONS
NPMA QualityPro Financial Responsibility Practices

Insurance/Self-Insurance Responsibilities

A QualityPro Employer must adhere to the following (Note: If state requirement(s) exceed these requirements, then the state requirement(s) must be met.):

  1. Employers must have in place the following provisions for general liability coverage:
    • Minimum of $1,000,000 liability (combined single limit) including the following "occurrence" or "claims made with tail" coverage for bodily injury and property damage, or the equivalent in reserves for those companies who are self-insured:
      • Pollution
      • Contamination
      • Care, Custody, Control
      • Completed Acts
      • Transportation
      • Products Liability, if applicable
      • Errors & Omissions, if inspections are performed ($100,000 per occurrence minimum)
    • Employers must have in place the following provisions for auto coverage:
      • Minimum of $1,000,000 combined single limit for bodily injury and property damage, or the equivalent for those companies that are self-insured.
      • Other state required coverages such as Uninsured Motorist must be in place.
    • Employers must have in place a minimum of $500,000 Workers' Compensation coverage or its equivalent (i.e., "Employer's Liability" coverage).